Homes · Multifamily · Taxes · Zoning · Re-Occupancy · Rentals · Flood Review
Elmwood Park Real Estate & Housing
Elmwood Park is a predominantly owner-occupied Bergen County market with traditional single-family homes, multifamily properties, garden apartments and newer riverfront-oriented housing.
For buyers, sellers and landlords, the most important local due-diligence topics include property taxes, zoning, permits, the Borough's Certificate of Re-Occupancy requirement, flood/drainage review near the Passaic River and current rent rules.
Property guide, not live inventory: NJTGO does not publish temporary active listings or asking prices as permanent town-guide content. Market and parcel conditions change continuously.
2026 Elmwood Park housing market
Redfin reports about 70 days on market over the three months ending July 2026. Zillow and Redfin use different methodologies; figures should not be treated as interchangeable.
Housing character
Traditional North Jersey homes, including Cape Cods, colonials, split-levels and expanded properties, make up much of the residential landscape.
Two- and multifamily homes provide both owner-occupant and rental opportunities.
Postwar garden-apartment development remains an important part of the borough's rental stock.
Newer housing around River Drive/Riverfront areas adds more contemporary apartment and multifamily choices.
Properties near Route 46, Route 4, I-80 or the Garden State Parkway should be evaluated for noise, access and traffic patterns.
Most residential areas are fully developed, so renovation, expansion and infill are more common than large new subdivisions.
Property taxes & assessments
The Tax Assessor is based at Borough Hall, 182 Market Street, and handles assessment questions and property records. Property taxes are billed quarterly through the Tax Collector.
Tax Assessor & Tax CollectorCurrent municipal tax and assessment resources.
Borough Tax InformationCurrent payment links, notices and municipal finance information.
Buyer tip: verify the current assessment and actual tax bill for the exact block and lot instead of estimating from another property or listing price.
Zoning, planning & affordable housing
Elmwood Park's zoning map includes multiple residential, commercial, office and industrial districts. Current planning matters are reviewed by the Planning Board and Zoning Board of Adjustment. In 2026, the Borough introduced Ordinance 26-09 to replace its affordable-housing chapter for compliance with current housing obligations.
Multiple residential zones regulate density, building form, setbacks and permitted uses.
Market Street, highway corridors and employment areas fall within distinct commercial, office and industrial zoning contexts.
Planning and Zoning boards continue to meet regularly, with current schedules posted by the Borough.
Building permits & Certificate of Re-Occupancy
The Building Department is at Borough Hall, 182 Market Street. The Borough specifically states that a Certificate of Re-Occupancy is required every time a new tenant moves in and when a property is sold or purchased.
Confirm re-occupancy requirements and address open permits before closing.
Landlords should complete required re-occupancy steps before a new tenant moves in.
Permit requirements vary by project. The Borough advises owners to contact the Building Department rather than relying on a contractor's assumption.
Flood, river & drainage due diligence
Elmwood Park borders the Passaic River and includes low-lying areas as well as heavily developed drainage systems. Flood and water-risk review should be parcel-specific, especially for properties near River Drive, the riverfront and other low areas.
Check current FEMA and New Jersey flood-hazard information for the exact parcel.
Investigate basement water, sewer backups, drainage work, prior claims and mitigation.
Obtain property-specific flood and homeowners insurance quotes before closing when water risk is a concern.
Do not assume town-wide conditions. Flood exposure and drainage can vary significantly by street, lot elevation and building configuration.
Rentals & rent leveling
Elmwood Park has a meaningful rental market, including multifamily homes and garden apartments. The Borough maintains a Rent Leveling Board that meets as needed and handles matters under local rent regulations.
A Certificate of Re-Occupancy is required when a new tenant moves in.
Landlords and tenants should confirm whether a unit is subject to local rent-leveling requirements.
Confirm utilities, parking, pets, deposits, renewal terms and maintenance responsibilities before signing.
Schools & commuting
Three elementary schools plus Memorial Middle School and Memorial High School serve borough students.
Current bus service includes stops along Boulevard and connections toward New York City.
Routes 4 and 46, I-80 and the Garden State Parkway support access to Bergen, Passaic and Hudson County employment.
The Census reports a 27.1-minute mean travel time to work for 2020–2024.
Local real estate professionals
Elmwood Park real-estate agency.
Local real-estate brokerage serving Elmwood Park and nearby communities.
Real-estate professional serving the Elmwood Park area.
NJTGO listing policy: basic factual professional listings do not include free private commercial website links. Enhanced paid placement can add photos, expanded information and direct links.
Buyer, seller & renter checklists
- Confirm block, lot and zoning
- Review taxes and assessment
- Check permits and Re-Occupancy status
- Review flood/drainage conditions
- Inspect building systems
- Test commute and traffic access
- Resolve open permits
- Start Re-Occupancy process early
- Verify taxes
- Gather surveys and approvals
- Document improvements
- Prepare disclosures
- Verify landlord/management
- Confirm Re-Occupancy certificate
- Read lease carefully
- Understand parking/utilities
- Document move-in condition
- Never wire funds without verification
Real estate visibility on NJTGO
Agents, brokerages, property managers, attorneys, inspectors and home-service professionals can use enhanced placement for photographs, expanded profiles, featured positioning and direct website links.
Real Estate Advertising Contact NJTGOHousing, market, zoning, tax and municipal information was reviewed in September 2026. Prices, rents, assessments, rules and property conditions change. Verify all parcel-specific and transaction-specific information independently.